Majuro Travel Insurance
Everything you need to know before your trip
Healthcare Cost Level
High
Avg. ER Visit
$800
Recommended Coverage
$250,000
Evacuation Risk
Critical
Healthcare in Majuro
What to expect if you need medical care
Majuro's healthcare system is extremely limited in capability, meaning you'll face restricted treatment options for anything beyond basic care. While medical staff generally speak English well, making communication straightforward, the facilities themselves cannot handle serious medical conditions. You'll pay approximately $800 for an emergency room visit and $1,200 per day for hospitalization, which falls into the high-cost category. The US Compact of Free Association provides limited basic emergency care access, but this doesn't extend to evacuation costs. For any major illness, injury, or surgical need, you'll require medical evacuation to reach adequate facilities—the nearest quality hospitals are in the United States, thousands of miles away across the Pacific Ocean.
Reciprocal Healthcare Available
Citizens of US may have partial coverage through reciprocal agreements.
Limited to basic emergency care only due to Compact of Free Association, does not cover evacuation
What Your Policy Should Cover
Country-specific considerations for Majuro
Your policy must prioritize comprehensive medical evacuation coverage given Majuro's critical evacuation risk level. Ensure your policy explicitly covers decompression sickness treatment and evacuation if you're planning to scuba dive, as this is a moderate year-round risk and specialized chamber treatment may not be available locally. Water sports coverage is essential since the remote location makes rescue operations difficult and expensive. Your policy should also cover marine injuries, another moderate year-round risk given the island's ocean-focused activities. Dengue fever coverage is important as this presents a moderate risk throughout the year. Finally, verify your policy includes protection for tropical storm disruptions, which pose a high risk from May through November and could affect your evacuation options or extend your stay unexpectedly.
Decompression_sickness
Moderate Risk
Peak: year-round
Marine_injuries
Moderate Risk
Peak: year-round
Dengue_fever
Moderate Risk
Peak: year-round
Tropical_storms
High Risk
Peak: May-November
Activity-Specific Coverage
Scuba_diving: Ensure coverage includes decompression chamber treatment and evacuation
Water_sports: Remote location makes rescue difficult, verify marine activity coverage
How Much Coverage Do You Need?
Our recommendation based on Majuro's healthcare costs
The recommended $250,000 coverage amount reflects the extreme costs of medical evacuation from Majuro's remote Pacific location. Medical evacuations to Hawaii or the Philippines can exceed $100,000 due to the vast distances involved, and this doesn't include the actual medical treatment costs once you arrive. Even local care is expensive at $800 per ER visit and $1,200 daily for hospitalization. The $250,000 recommendation ensures you're covered for evacuation costs plus subsequent hospitalization and treatment abroad, while the $100,000 minimum would leave you vulnerable if complications arise during or after evacuation.
Minimum
$100,000
Basic emergencies only
Recommended
$250,000
Full protection
Making a Claim in Majuro
Tips for smooth claims processing
Documentation Required: Medical reports, receipts, evacuation invoices, proof of travel dates, incident reports for marine activities
- Keep all medical reports and receipts from any treatment in Majuro, as documentation requirements are moderate and you'll need these for claims processing
- For any marine activities or water sports incidents, obtain incident reports immediately as these are specifically required for claims related to diving or ocean activities
- Document your evacuation thoroughly with all invoices and medical justification, as evacuation claims will likely be your largest expense
- Maintain proof of travel dates and your itinerary, as these are standard requirements for processing claims from Majuro
- Take photos of any injuries from marine activities or diving incidents when safe to do so, as supplementary evidence for your claim documentation
Get Covered for Majuro
Adventure destinations like Majuro require solid evacuation coverage. Don't leave without it.
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